For 2026, the FHA loan limits in Cherry-Hill-Mall county, situated in Camden, NJ, are set at $431,250 for a single-family home. For homes with 2 units, the limit is $552,050, for 3 units it is $667,350, and for 4 units it reaches $829,350.
The maximum borrowing amount for conventional loans on a single-family residence is $548,250. For properties with 2-units, it's $702,000, for 3-units, $848,500, and for homes with 4-units, it reaches $1,054,500.
Use our FHA calculator to find today's best FHA rates and determine the needed downpayment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator allows for a straightforward comparison of FHA rates and terms against those of other loan programs. Evaluate options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® aggregates data from thousands of lenders, matching it to your financial profile and needs promptly.
The Loan Limits Comparison Table for 2026 in Cherry-Hill-Mall county of Camden, NJ helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For examining qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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