In 2026, the FHA loan limit in Fairview county, Bergen, NJ is $1,089,300 for a single-family home. For 2-units, it is $1,394,775; for 3-units, it is $1,685,850; and for 4-units, the limit is $2,095,200.
The maximum conventional loan for a single-family home is $1,089,300, with $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Use our FHA calculator to view today’s top FHA rates and establish the required downpayment, income, credit, reserves, and documents needed for approval.
The Lendersa® calculator lets you assess FHA rates and terms alongside other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers data from thousands of lenders, aligning it with your financial profile and needs.
The 2026 Loan Limits Comparison Table for Fairview county, Bergen, NJ, helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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