In 2025, the FHA loan limits in Crestwood-Village county of Ocean, NJ are set at $822,375 for single-family homes, $1,053,000 for two-unit properties, $1,272,750 for three-units, and $1,581,750 for four-unit residences.
Maximum loan amounts for conventional loans are $822,375 for a single-family home, $1,053,000 for two-units, $1,272,750 for three-units, and $1,581,750 for four-units.
Access our FHA calculator to find today’s leading FHA rates, and determine the necessary down payment, credit, income criteria, reserves, and documentation required to qualify.
The Lendersa® calculator enables comparison between FHA rates and terms and those of other loan options. Review and contrast a variety of choices, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves detailed loan data from thousands of lenders and quickly aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Crestwood-Village county of Ocean, NJ allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification aspects such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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