In 2025, FHA loan limits in Leisure-Village-West county of Ocean, NJ, are $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
The maximum amount for conventional loans on a single-family residence is $822,375. For two units, it's $1,053,000; for three units, $1,272,750; and for four units, the cap is $1,581,750.
Use our FHA calculator to discover today’s best FHA rates and determine what downpayment, income, credit, reserves, and documents are needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. You can evaluate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA deals.
Lendersa® sources data from thousands of lenders, quickly comparing it with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Leisure-Village-West, Ocean, NJ, shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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