In 2026, the FHA loan limits for Mullica-Hill county within Gloucester, NJ are as follows: $431,250 for a single-family home, $552,050 for two units, $667,350 for three units, and $829,350 for four units.
The top loan amounts for conventional loans on a single-family residence are $548,250. For two units, it is capped at $702,000, for three units at $848,500, and four units reach a maximum of $1,054,500.
Use our FHA calculator to see today’s prime FHA rates and find out the needed downpayment, income requirements, credit, reserves, and documentation required to qualify.
The Lendersa® calculator enables comparisons of FHA rates and terms with other loan programs. Investigate and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® collects loan data from thousands of lenders, swiftly tailoring the comparison to your unique financial details and needs.
The Loan Limits Comparison Table for 2026 in Mullica-Hill within Gloucester, NJ, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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