In 2026, FHA loan limits in Oak-Valley county of Gloucester, NJ, are set as follows: $431,250 for a single-family home, $552,050 for two units, $667,350 for three units, and $829,350 for four units.
The maximum conventional loan amount for a single-family home is $548,250. For two units, it is $702,000; for three units, $848,500; and four units are capped at $1,054,500.
Utilize our FHA calculator to explore today’s optimal FHA rates and find out the necessary downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those from other loan programs. You can explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates data from thousands of lenders and provides rapid comparisons aligned with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Oak-Valley county, Gloucester, NJ, includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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