2026 FHA (Government Loans) Limits for Flemington, Hunterdon County, New Jersey

In 2026, the FHA loan limits in Flemington, within Hunterdon, NJ, are $1,089,300 for a single-family home, $1,394,775 for 2-unit properties, $1,685,850 for 3 units, and $2,095,200 for 4 units.

The maximum loan amounts for conventional loans on a single-family residence are: $1,089,300 for single homes, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.

Use our FHA calculator to review today’s best FHA rates and determine the downpayment, income, credit requirements, reserves, and documents needed to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers loan program data from thousands of lenders, quickly comparing it against your unique financial profile and requirements.

In 2026, the Loan Limits Comparison Table for Flemington county, Hunterdon, NJ, highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Flemington county of Hunterdon, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Flemington FHA Lenders

  • RESIDENTIAL HOME MORTGAGE CORPORATION
  • 53 Frontage Rd, Suite 200, Hampton, NJ, 08827
  • Lends in New Jersey
  • RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.

  • Montgomery Mortgage
  • 2230 Route 206, Belle Mead, NJ, 08502
  • Lends in New Jersey
  • "Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking.
    We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"

  • Peapack-Gladstone Bank
  • 500 Hills Drive, Suite 300, Bedminster, NJ, 07921
  • Lends in New Jersey
  • Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.

  • Financial Resources Federal Credit Union
  • PO Box 6999, Bridgewater, NJ, 08807
  • Lends in New Jersey
  • FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.

  • GOLDEN MORTGAGE CORPORATION
  • 818 Route 202-206, Bridgewater, NJ, 8807
  • Lends in New Jersey
  • Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Certified Wealth Mortgage & Investment
  • 101 College Road East, Suite 2, Princeton, NJ, 08540
  • Lends in New Jersey
  • Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.

  • RAM Mortgage Partners LLC
  • 399 Campus Drive, Suite 315, Somerset, NJ, 08873
  • Lends in New Jersey
  • RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.

  • Wholesale Mortgaging Inc
  • 2 Plum Tree Lane, Suite 100, Somerset, NJ, 08873
  • Lends in New Jersey
  • Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals

  • National-One Mortgage Banker LLC
  • 15 Clyde Road, Suite 202, Somerset, NJ, 08873
  • Lends in New Jersey
  • National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.

  • PETRA CEPHAS INC
  • 27 Clyde Road, Suite 201, Somerset, NJ, 08873
  • Lends in New Jersey
  • Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.