For 2026, the FHA loan limits in Delaware, within Hunterdon county, NJ, are defined as $1,089,300 for a single-family dwelling, $1,394,775 for two-unit buildings, $1,685,850 for three-unit properties, and $2,095,200 for four-unit buildings.
Conventional loan amounts for single-family homes cap at $1,089,300. For two-unit homes, the limit is $1,394,775; for three units, it's $1,685,850; and for four-unit homes, it's set at $2,095,200.
Our FHA calculator assists you in examining today's premium FHA rates, helping you determine the necessary downpayment, income, credit scores, reserves, and documentation for eligibility.
With the Lendersa® calculator, compare FHA rates and terms to a wide array of loan options available. Assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® aggregates loan program data from thousands of lenders, quickly comparing it against your specific financial profile and requirements.
Review the Loan Limits Comparison Table for 2026 in Delaware, found in Hunterdon county, NJ. It outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further comparison of qualification details such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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