In 2025, FHA loan limits in Kingwood county, Hunterdon, NJ, stand at $1,089,300 for a single-family home. Two-unit homes have a limit of $1,394,775, three units at $1,685,850, and four units capped at $2,095,200.
For conventional loans, the maximum on a single-family residence is $1,089,300. For two units, it's $1,394,775, for three units, the maximum is $1,685,850, and for four units, the ceiling is $2,095,200.
Use our FHA calculator to explore today’s best FHA rates and determine what downpayment, income, credit, reserves, and documentation is needed to qualify.
Lendersa®'s tool lets you compare FHA rates and terms with other loan programs. You can explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Data is gathered from thousands of lenders by Lendersa®, allowing rapid comparison against your financial profile and needs.
In 2025, the Loan Limits Comparison Table for Kingwood county of Hunterdon, NJ provides details on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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