For 2025, the FHA loan limits in Fredon county of Sussex, NJ are set at $1,089,300 for single-family homes. Two-unit properties have a limit of $1,394,775, while three-unit homes cap at $1,685,850, and four units are maximized at $2,095,200.
Conventional loans on a single-family residence can reach up to $1,089,300. For two-unit houses, they are limited to $1,394,775; for three units, it's $1,685,850; and for four units, the cap is $2,095,200.
Utilize our FHA calculator to find today’s best FHA rates. In doing so, you can decipher the necessary downpayment, income levels, credit needed, reserves, and documents required for qualification.
The Lendersa® calculator provides a platform to compare FHA rates and terms against those offered by other loan programs. You can analyze Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans beside FHA offerings.
By gathering loan data from thousands of lenders, Lendersa® quickly aligns it with your unique financial profile to meet your specific needs.
The Loan Limits Comparison Table for 2025 in Fredon county, Sussex, NJ, details maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification components such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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