In 2025, the FHA loan limits in Newton county, part of Sussex, NJ, are defined as follows: $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-unit dwellings, and $2,095,200 for 4-units.
The maximum amount available for conventional loans on a single-family residence is structured with a cap at $1,089,300. For 2-units, it's set at $1,394,775, $1,685,850 for 3-units, and $2,095,200 for homes with 4-units.
Utilize our FHA calculator to explore today’s leading FHA rates and identify the required downpayment, income, credit requirements, reserves, and documentation necessary for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms alongside those from other loan programs. Delve into options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® accumulates comprehensive data from thousands of lenders, quickly aligning it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Newton county, Sussex, NJ allows a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification factors such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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