For 2025, the FHA loan limits in Stillwater county of Sussex, NJ, are $1,089,300 for single-family homes. Two-unit properties have a limit of $1,394,775, three units up to $1,685,850, and four units max out at $2,095,200.
The highest amount for conventional loans on a single-family residence is $1,089,300. Two-unit homes can qualify for $1,394,775, three-unit properties for $1,685,850, and four units for $2,095,200.
Use our FHA calculator to find today’s leading FHA rates and figure out the required downpayment, income, credit rating, reserves, and documentation required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. You can investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Utilizing data from thousands of lenders, Lendersa® rapidly aligns these choices with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Stillwater county of Sussex, NJ, details FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Assess qualification factors like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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