For 2025, the FHA loan limits in Hampton within the county of Sussex, located in NJ, are set at $1,089,300 for a single-family home, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for properties with four units.
The upper limit for conventional loans on a single-family residence stands at $1,089,300. For two-unit, three-unit, and four-unit properties, the limits are $1,394,775, $1,685,850, and $2,095,200, respectively.
Utilize our FHA calculator to access today’s competitive FHA rates and to compute necessary downpayments, income requirements, credit assessments, reserves, and required documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and conditions with various other loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast with FHA offerings.
Drawing data from thousands of lenders, Lendersa® swiftly matches these loan programs to your individual financial profile and needs.
Review the Loan Limits Comparison Table for 2025 in Hampton, Sussex, NJ. It compares the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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