In 2026, the FHA loan limit for Gloucester county, Camden, NJ is set at $529,000 for a single-family home, $677,200 for two-unit residences, $818,600 for buildings with three units, and $1,017,300 for a four-unit home.
The utmost loan amounts for conventional loans on a single-family house stand at $726,200. For a two-unit property, it reaches $929,850; for three units, the cap is $1,123,900, and for four units, it is $1,396,800.
Use our FHA calculator to discover today’s leading FHA rates, assessing the required downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against those of various other loan programs. Have a look and differentiate conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources comprehensive loan program data from thousands of lenders, swiftly evaluating against your particular financial circumstances and requirements.
Utilize the Loan Limits Comparison Table for 2026 in Gloucester county of Camden, NJ to analyze maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For a deeper qualification evaluation including income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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