In 2025, the FHA loan limits in Somerdale county of Camden, NJ are set at $529,000 for a single-family home, $677,200 for two-unit properties, $818,600 for three-unit homes, and $1,017,300 for four-unit buildings.
For conventional loans, the maximum you can borrow on a single-family residence is $726,200. For duplexes, it's $929,850, for triplexes, it goes to $1,123,900, and for four-unit structures, it's $1,396,800.
Use our FHA calculator to explore today’s top FHA rates and identify the requirements for downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator offers comparisons of FHA rates and terms with those from other loan programs. Explore possibilities like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles extensive data from thousands of lenders, quickly matching it against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Somerdale county of Camden, NJ analyzes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To assess qualifications including income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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