In 2026, the FHA loan limit within Magnolia county of Camden, NJ is $529,000 for a single-family home. For properties with two units, the limit stands at $677,200; for three units, it is $818,600; and for four units, the limit is $1,017,300.
The top loan amount available for conventional loans on a single-family residence is $726,200. For two-unit homes, the cap is $929,850, while for three-unit properties, it is $1,123,900, and for four-unit residences, the maximum is $1,396,800.
Our FHA calculator can reveal today's best FHA rates, helping you to pinpoint the necessary downpayment, income, credit prerequisites, reserves, and needed documentation for qualification.
With the Lendersa® calculator, you can juxtapose FHA rates and terms against those of other loan programs. Delve into categories including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® sources loan data from an extensive range of lenders, providing rapid comparisons tailored to your individual financial profile and needs.
For 2026, the Loan Limits Comparison Table in Magnolia county of Camden, NJ provides a look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For comparing requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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