FHA Loan Max Loan amount for Laurence-Harbor, Middlesex County, NJ in 2023

In 2025, FHA loan limit in Laurence-Harbor county of Middlesex, New Jersey is $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $822,375, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Laurence-Harbor county of Middlesex, New Jersey compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Laurence-Harbor county of Middlesex, NJ

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Charles Schwab
  • 211 Main Street, San Francisco, CA, 94105
  • Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105
  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions. Dedicated financing experts always on your side to help you scale Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'
  • Conventus Lending
  • 111 Potrero Ave, SAN FRANCISCO, CA, 94103
  • Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees