In 2026, the FHA loan limits in Woodbridge county of Middlesex, NJ are set at $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for those with three units, and $2,095,200 for four-unit residences.
For conventional loans, the maximum amounts on a single-family residence are $1,089,300; for a two-unit setup, it's $1,394,775; for three units, $1,685,850; and for four-unit homes, $2,095,200.
Utilize our FHA calculator to find today’s top FHA rates and explore the downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator assists you in comparing FHA rates and terms with those of other loan programs. Explore and contrast conventional, jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® compiles loan program data from thousands of lenders, analyzing it swiftly against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Woodbridge county of Middlesex, NJ outlines maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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