For 2026, FHA loan limits in Clinton county, within Hunterdon, NJ are set at $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
The maximum amount for conventional loans on a single-family residence is $1,089,300. For 2-units, it stands at $1,394,775; for 3-units, it's $1,685,850; and for 4-units, the cap is $2,095,200.
Use our FHA calculator to discover today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Consider exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® swiftly gathers data from thousands of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Clinton county, Hunterdon, NJ provides a comparison of maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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