For 2026, FHA loan limits in Linden within Union, NJ are set at $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three-unit residences, and $2,095,200 for four-unit properties.
When considering conventional loans, the maximum for a single-family residence is $1,089,300, with limits of $1,394,775 on a two-unit, $1,685,850 for three units, and $2,095,200 for four-unit homes.
Make use of our FHA calculator to view today's competitive rates and calculate requirements like down payments, income, credit, reserves, and necessary documents for qualification.
Lendersa® offers a calculator that lets you compare FHA rates and terms with all other loan programs. Delve into analyzing FHA, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles comprehensive data from thousands of lenders, quickly sorting it to match your specific financial situation.
The Loan Limits Comparison Table for 2026 in Linden within Union, NJ, gives a breakdown of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to gauge qualification standards, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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