For 2026, the FHA loan limits in Little-Falls county of Passaic, NJ are set at $822,375 for a single-family home. For homes with 2 units, the limit is $1,053,000, for 3 units it is $1,272,750, and for 4 units it reaches $1,581,750.
Conventional loans have a maximum amount, with $822,375 for single-family properties, $1,053,000 for 2 units, $1,272,750 for 3 units, and $1,581,750 for 4 units.
Access our FHA calculator to discover today’s top FHA rates and to compute necessary downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator lets you evaluate FHA rates and terms alongside those of other loan options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared with FHA offerings.
Lendersa® collects data from thousands of lenders and quickly aligns it with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Little-Falls county of Passaic, NJ helps to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification standards like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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