In 2026, the FHA loan limits in Long-Branch county, Monmouth, NJ are $822,375 for single-family homes, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for fourplexes.
The maximum allowable loan amount for conventional loans on a single-family residence is $822,375. For two-unit properties, it's $1,053,000, for three-units $1,272,750, and for four-units the amount is $1,581,750.
Our FHA calculator can help you find today’s best FHA rates and calculate essential factors like down payment, income, credit scores, reserves, and necessary documents for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with various other loan programs. Delve into and contrast different options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® accesses loan program data from thousands of lenders, providing fast comparisons tailored to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Long-Branch county of Monmouth, NJ allows you to compare maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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