In 2026, the FHA loan limit for West-Long-Branch county, Monmouth, NJ is $822,375 for a single-family home, $1,053,000 for two-units, $1,272,750 for three-units, and $1,581,750 for four-units.
The maximum for conventional loans is $822,375 for a single-family residence, $1,053,000 for two-units, $1,272,750 for three-units, and $1,581,750 for four-units.
Use our FHA calculator to view today’s top FHA rates and assess the required downpayment, income, credit, and necessary documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms to those of other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls data from numerous lenders and compares it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in West-Long-Branch county of Monmouth, NJ reviews FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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