In 2026, FHA loan limits in Merchantville county of Camden, NJ are $529,000 for a single-family home, $677,200 for two units, $818,600 for three units, and $1,017,300 for four units.
For conventional loans, the maximum is $726,200 on a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today’s best FHA rates, checking required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms against other loan programs. You can explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast with FHA offerings.
Data from thousands of lenders is gathered by Lendersa®, which aligns it for comparison against your financial profile.
The Loan Limits Comparison Table for 2026 in Merchantville county of Camden, NJ, details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess criteria like income, reserves, and credit obligations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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