2023 FHA (Government Loans) Limits for Merchantville, Camden County, New Jersey

In 2024, FHA loan limit in Merchantville county of Camden, New Jersey is $529,000 for a single-family home, $677,200 for 2-units, $818,600 for 3-units, and $1,017,300 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Merchantville county of Camden, New Jersey compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Merchantville county of Camden, NJ

SFR 2 Units 3 Units 4 Units
FHA $529,000 $677,200 $818,600 $1,017,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $381,800 $381,800 $381,800 $381,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Red Wagon Mortgage LLC
  • 224 West 35th Street, Suite 1401, New York, NY, 10001
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Empire State Mortgage
  • 3504 Park Avenue, Weehawken, NJ, 07086
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Great Northern Mortgage
  • 1430 Broadway, Suite 1207, New York, NY, 10018
  • Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.
  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • North Jersey Federal Credit Union
  • 711 Union Blvd, Totowa, NJ, 07512
  • In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.
  • North Capital Funding Corporation
  • 535 Union Boulevard, Totowa, NJ, 07512
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • GuardHill Financial Corp
  • 140 East 45th Street, 31st FL, New York, NY, 10017
  • GuardHill Financial Corp. (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender.
  • Capital Lending
  • 8417 Bergeline Avenue, North Bergen, NJ, 07047
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.