As of 2025, the FHA loan limits for Deptford in Gloucester county, NJ are $529,000 for single-family homes, $677,200 for two-unit properties, $818,600 for three-unit residences, and $1,017,300 for four-unit buildings.
Regarding conventional loans, the highest possible loan amount for a single-family property is $726,200, with limits set at $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Utilize our FHA calculator to explore today’s top FHA rates and assess crucial components like the required downpayment, income level, credit score, reserves, and any necessary documentation to qualify.
Lendersa® calculator is designed to help you match up FHA rate and terms with other loan programs. Dive into a thorough analysis and comparison, featuring Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, against FHA options.
By gathering extensive data from thousands of lenders, Lendersa® offers you quick comparisons that address your unique financial profile and needs.
For 2025, the Loan Limits Comparison Table in Deptford, located in Gloucester, NJ, allows you to assess maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For understanding qualification metrics such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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