In 2026, the FHA loan limits in Penns-Grove, within Salem county, NJ, are as follows: $431,250 for a single-family home, $552,050 for two-unit properties, $667,350 for three-unit homes, and $829,350 for four-unit properties.
The highest allowable loan amount for conventional loans on single-family homes is $548,250. For residences with two units, the limit is $702,000, for three units it is $848,500, and for four units, the limit rises to $1,054,500.
Utilize our FHA calculator to find today’s top FHA rates and to determine essential figures for downpayment, income, credit, reserves, and necessary documentation to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms against those of other loan programs. Investigate various options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles lender data from a wide range of sources, quickly personalizing comparisons based on your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Penns-Grove, Salem, NJ, offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough comparison of qualification criteria like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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