2023 FHA Loan Limits for Princeton, Mercer County, New Jersey

In 2024, FHA loan limit in Princeton county of Mercer, New Jersey is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Princeton county of Mercer, New Jersey compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Princeton county of Mercer, NJ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Jersey Mortgage Company
  • 511 South Avenue East, Cranford, NJ, 07016
  • Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is
  • ABCO Federal Credit Union
  • 690 Beverly Rancocas Road, Willingboro, NJ, 08046
  • ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
  • Creative Financial Network
  • 300 Campbell Dr, Willingboro, NJ, 08046
  • Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
  • America Lending LLC
  • 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DEVELOPER'S MORTGAGE COMPANY
  • 1800 Byberry Road, Ste. 1104, Huntingdon Valley, PA, 19006
  • Developer's Mortgage Company collects information from Website visitors and also obtains information from third parties (including from service providers) in the course of providing our mortgage and loan origination services (our “Services”), which we may add to the data we obtain through the Website.
  • Lincoln Mortgage Solutions
  • 7016 Caviro Lane, Boynton Beach, FL, 7901
  • Lincoln Mortgage Solutions LLC will work with you to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our goal is to create lasting relationships with each and every client and to continue to assist you with whatever your future needs may be.
  • American Federal Mortgage Corporation
  • 360 Route 24, Chester, NJ, 07930
  • American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
  • MLB Residential Lending, LLC
  • 51 Commerce Street, Suite 101, Springfield, NJ, 07081
  • MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,