During 2026, the FHA loan limits in Aztec county, San Juan, NM, are: $472,030 for a single-family home, $604,400 for a two-unit home, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums for a single-family residence are set at $726,200, with $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to explore today’s best FHA rates and assess the down payment, income, credit, reserves, and documents needed for qualification.
With the Lendersa® calculator, compare FHA rates & terms against other loan options. Contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® retrieves data from many lenders, comparing it swiftly to your financial profile.
For 2026 in Aztec county of San Juan, NM, the Loan Limits Comparison Table lets you assess FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. For qualification comparisons, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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