In 2025, the FHA loan limit for West-Hammond county in San Juan, NM stands at $356,362 for a single-family home, $456,275 for a two-unit property, $551,500 for three units, and $685,400 for four units.
The maximum lending limit for conventional loans on a single-family residence is $548,250. For two units, it amounts to $702,000, rising to $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to view today’s prime FHA rates and determine the required down payment, income, credit needs, reserves, and documents essential to qualify.
The Lendersa® calculator provides an opportunity to compare FHA rates and terms with other loan programs. Consider and assess options among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers extensive loan program data from a multitude of lenders and promptly analyzes it to fit your specific financial profile and requirements.
The Loan Limits Comparison Table for 2025 in West-Hammond county of San Juan, NM offers a comprehensive analysis of maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification standards like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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