For 2026, the FHA loan limits in Farmington within San Juan, NM are $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for those with 4 units.
The maximum amounts for conventional loans on single-family homes are $726,200. For 2-units, the limit is $929,850; for 3-units, it's $1,123,900; and for 4-units, it goes up to $1,396,800.
Leverage our FHA calculator to find the current best FHA rates and identify requirements such as downpayment, income, credit, reserves, and necessary documents for qualification.
The calculator by Lendersa® lets you assess FHA rates & terms against other loan programs' offerings, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing from thousands of lenders, Lendersa® provides rapid comparisons tailored to your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Farmington, located within San Juan, NM, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To analyze qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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