For the year 2026, the FHA loan cap in Bloomfield county, San Juan, within NM, is set at $472,030 for a single-family home, $604,400 for a duplex, $730,525 for a triplex, and $907,900 for a four-unit residence.
The highest amount for conventional loans on a single-family residence reaches $726,200, for a two-unit property it is $929,850, a three-unit is limited to $1,123,900, and a four-unit home has a cap of $1,396,800.
Access our FHA calculator to explore today's top FHA rates and calculate the required down payment, necessary income, credit qualification, reserves, and documentation for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms side by side with various other programs. Discover and assess options in Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans in tandem with FHA offerings.
Lendersa® swiftly gathers program data from thousands of lenders, aligning it with your specific financial profile.
For 2026, the Loan Limits Comparison Table in Bloomfield of San Juan, NM enables you to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Assess qualification needs like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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