For 2026, the FHA loan limit in La-Cienega county, Santa Fe, NM is $414,000 for a single-family home, $530,000 for two units, $640,650 for three units, and $796,150 for four units.
The maximum loan amount for conventional loans on a single-family dwelling is $548,250. It is $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to view today’s best FHA rates and calculate the down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Explore and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers data from thousands of lenders, offering swift comparisons based on your unique financial profile.
The Loan Limits Comparison Table for 2026 in La-Cienega county of Santa Fe, NM enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $414,000 | $530,000 | $640,650 | $796,150 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $331,200 | $331,200 | $331,200 | $331,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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