For 2025, the FHA loan limits in the county of Los Alamos, Los-Alamos, NM, are as follows: for a single-family home, it is $495,650, for 2-units, it's $634,500, for 3-units, it's $767,000, and for 4-units, the limit is $953,200.
Regarding conventional loans, the maximum amount for a single-family home is $548,250. For 2-units, it's $702,000, for 3-units, the cap is $848,500, and for 4-units, it reaches $1,054,500.
Utilize our FHA calculator to find the best rates available today and determine downpayment, income requirements, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator is designed to compare FHA rates and terms with those of other loan programs. Check out different options, including Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® retrieves loan program information from many lenders, quickly comparing it with your financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Los-Alamos, within Los Alamos, NM, contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To compare qualification criteria, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $495,650 | $634,500 | $767,000 | $953,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $396,500 | $396,500 | $396,500 | $396,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
