In the year 2026, the FHA loan limits in North-Hobbs county of Lea, NM are specified as follows: $356,362 for a single-family home, $456,275 for a duplex, $551,500 for three units, and $685,400 for a four-unit building.
As for conventional loans, the maximum loan amount for a single-family house is $548,250. For a two-unit residence, the limit is $702,000, for three units it reaches $848,500, and for four units, it's $1,054,500.
Utilize our FHA calculator to find the best FHA rates today and determine the down payment, income requirements, credit status, reserves, and documentation necessary to meet qualification criteria.
The Lendersa® calculator equips you to compare FHA rates and terms with various other loan offerings. Thoroughly evaluate and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles an extensive range of loan program information from thousands of lenders and efficiently matches it with your unique financial profile and needs.
With the Loan Limits Comparison Table for 2026 in North-Hobbs county of Lea, NM, compare the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further assess qualifying requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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