In 2025, the FHA loan limits in Truth-or-Consequences county, Sierra, NM are as follows: $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for four units.
The maximum loan amounts for conventional loans on a single-family home is $548,250, for two units it's $702,000, three units allow up to $848,500, and four-unit properties have a cap at $1,054,500.
Use our FHA calculator to explore today’s best rates and calculate the necessary down payment, income, credit requirements, reserves, and required qualifications.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® quickly gathers detailed data from numerous lenders, providing swift comparisons tailored to your distinct financial profile.
For 2025 in Truth-or-Consequences's county, Sierra, NM, use the Loan Limits Comparison Table to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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