In 2026, the FHA loan limit for Gardnerville-Ranchos county in Douglas, NV is set at $500,250 for single-family homes. For two units, it's $640,400; three units have a limit of $774,100, and four-unit properties can go up to $962,050.
Maximum conventional loan amounts are $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator is available to assess today’s best FHA rates and calculate necessary downpayment, income, credit requirements, reserves, and needed documentation to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, rapidly aligning it with your financial profile and requirements for a quick evaluation.
The Loan Limits Comparison Table for 2026 in Gardnerville-Ranchos county of Douglas, NV, presents FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money maximum loan amounts. To analyze qualification aspects such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $500,250 | $640,400 | $774,100 | $962,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $400,200 | $400,200 | $400,200 | $400,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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