As of 2026, the FHA loan limits in Wellsville county, within Allegany, NY, are defined as follows: $472,030 for a single-family home; $604,400 for properties with two units; $730,525 for those with three units; and $907,900 for four-unit buildings.
The cap on conventional loans for a single-family residence is $726,200. For two units, it increases to $929,850; for three-unit properties, it extends to $1,123,900; and for four units, it is $1,396,800.
To discover today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and documentation needed to qualify, use our FHA calculator.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. Explore and assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders, providing quick comparisons aligned with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Wellsville, county of Allegany, NY, offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements, such as income, reserves, and credit, by utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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