In 2026, the FHA loan limit in Allegany county of Cattaraugus, NY is $472,030 for a single-family home. For properties with two units, it's $604,400; for those with three units, $730,525; and for four-unit homes, $907,900.
The conventional loan maximum for single-family residences is $726,200. For two-unit dwellings, it is $929,850, for three units $1,123,900, and for those with four units, $1,396,800.
Use our FHA calculator to discover today’s best FHA rates, assessing necessary downpayments, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
By sourcing data from thousands of lenders, Lendersa® quickly aligns loan offers with your distinctive financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Allegany county, Cattaraugus, NY provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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