In 2026, the FHA loan limits for Franklinville county, Cattaraugus, NY are $472,030 for a single-family home. For properties with two units, the limit is $604,400, for three units, it is $730,525, and $907,900 for four-unit buildings.
The highest amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it's $929,850, for three-unit properties, it's $1,123,900, and for four-unit structures, up to $1,396,800.
Use our FHA calculator to check today’s optimal FHA rates and figure out the necessary downpayment, income benchmarks, credit standards, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders and quickly matches it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Franklinville, Cattaraugus, NY includes comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To understand qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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