In 2026, FHA loan limits for Portville in Cattaraugus county, NY, are set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loans allow a maximum of $726,200 for a single-family home. For two units, the limit is $929,850, for three units it's $1,123,900, and for properties with four units, it's $1,396,800.
Use our FHA calculator to discover today’s best FHA rates, and figure out what downpayment, income, credit, reserves, and documents are required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, matching it promptly with your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Portville, Cattaraugus county, NY displays FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. For income, reserves, and credit qualifications, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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