In 2025, the FHA loan limit for Olean county of Cattaraugus, NY is $472,030 for a single-family home. It increases to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum for conventional loans on a single-family residence is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to view today's top FHA rates and learn about the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money. Investigate these loan choices alongside FHA options.
Lendersa® compiles data from thousands of lenders, quickly matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Olean county of Cattaraugus, NY shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. To assess qualifications like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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