In 2026, the FHA loan limit for Amenia county in Dutchess, NY is: $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-unit buildings, and $907,900 for 4-unit homes.
For conventional loans, the maximum amount for a single-family home is $726,525. For two-unit homes, it's $930,300, for three-unit places it's $1,124,475, and for four-unit residences, it's $1,397,400.
Utilize our FHA calculator to explore today’s top FHA rates and figure out the necessary downpayment, income, credit score, reserves, and documents for qualification.
Use the Lendersa® calculator to compare FHA rates with other programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates data from thousands of lenders and rapidly evaluates it against your financial profile.
The Loan Limits Comparison Table for 2026 in Amenia county of Dutchess, NY helps compare max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for details on income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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