In 2025, the FHA loan limit in Onondaga county of Baldwinsville, NY is $472,030 for a single-family home, increasing to $604,400 for two units, $730,525 for three units, and maxing out at $907,900 for four units.
The maximum conventional loan amount on a single-family residence is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to view today’s leading FHA rates and to calculate necessary downpayments, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those of competing loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® synthesizes data from thousands of lenders quickly, aligning it against your personal financial profile and needs.
For 2025 in Baldwinsville, Onondaga, NY, the Loan Limits Comparison Table outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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