For the year 2025, the FHA loan limit in Elbridge county of Onondaga, NY, is established as $472,030 for single-family homes, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit dwellings.
The highest loan amount for conventional loans on a single-family residence is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Utilize our FHA calculator to find today's most competitive FHA rates, and to ascertain the needed downpayment, income, credit, reserves, and documentation for qualifying.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Assess and compare FHA with other options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive loan program data from thousands of lenders and swiftly tailors comparisons to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Elbridge county, Onondaga, NY, offers insights into maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review requirements like income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
