In 2026, the FHA loan limits in Lysander county of Onondaga, NY are $472,030 for a single-family home. For two-unit homes, the limit is $604,400, for three units it's $730,525, and for four units, it's $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. For two units, it's $929,850, $1,123,900 for three-unit homes, and $1,396,800 for four units.
Use our FHA calculator to explore today’s top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator assists you in comparing FHA rates and terms with a range of other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Gathering data from thousands of lenders, Lendersa® efficiently aligns it with your specific financial needs and profile.
In 2026, the Loan Limits Comparison Table for Lysander county of Onondaga, NY outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To assess qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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