In 2026, the FHA loan limit in Fishkill county of Dutchess, NY is $472,030 for a single-family home. For two units, it is $604,400, for three units $730,525, and for four units $907,900.
The maximum amount for conventional loans on a single-family property is $726,525. For two units, it reaches $930,300, for three-unit homes $1,124,475, and for four units it's $1,397,400.
Utilize our FHA calculator to discover today’s top FHA rates and learn about necessary downpayments, income, credit scores, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against those of other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans. Explore these options thoroughly.
Lendersa® gathers extensive data from thousands of lenders, matching it swiftly to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fishkill county of Dutchess, NY highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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