During 2026, the FHA loan limits in Brewerton county, part of Onondaga in NY, are set at $472,030 for a single-family home. For a two-unit property, the limit is $604,400, while for three-units, it's $730,525, and for four-unit buildings, the cap is $907,900.
The highest amount available for conventional loans on single-family residences reaches $726,200. For two-unit homes, it increases to $929,850, for three units, to $1,123,900, and for four units, the maximum is $1,396,800.
Take advantage of our FHA calculator to explore today’s top FHA rates. It helps determine what is necessary in terms of downpayment, income, credit score, reserves, and required documentation for qualification.
The Lendersa® calculator aids in evaluating FHA rates and terms and comparing them with those of other loan products like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing from thousands of lenders, Lendersa® quickly matches this data to your financial characteristics for efficient comparisons.
This year's Loan Limits Comparison Table for 2026 in Brewerton county, Onondaga, NY offers detailed comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification requirements like income, reserves, and credit, leverage Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
