For the year 2025, the FHA loan limits in North-Syracuse county of Onondaga, NY are as follows: $356,362 for a single-family dwelling, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit homes.
The top amount for a conventional loan on a single-family property is $548,250. For two-unit homes, it is $702,000, for three-unit properties, $848,500, and $1,054,500 for four-unit properties.
Utilize our FHA calculator to discover the best rates currently available and identify the necessary down payment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows for comparison between FHA rates and terms with those from other loan types. Review choices like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
By accessing data from thousands of lenders, Lendersa® quickly matches it against your financial profile to provide tailored comparisons.
The Loan Limits Comparison Table for 2025 in North-Syracuse county of Onondaga, NY displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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