FHA Loan Max Loan amount for Mattydale, Onondaga County, NY in 2026

In 2026, the FHA loan limit in Mattydale county of Onondaga, NY is $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The top amount for conventional loans on a single-family residence is $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to determine today's best FHA rates and review the downpayment, income, credit, reserves, and documents necessary to qualify.

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Use the Loan Limits Table for 2026 in Mattydale county, Onondaga, NY to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan max amounts. For detailed qualification data such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Mattydale county of Onondaga, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier

  • Fort Orange Funding
  • 21 Everett Rd. Ext, Albany, NY, 12205
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  • OwnersChoice Funding
  • 1021 Watervliet Shaker Road, Albany, NY, 12205
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  • Over the past 30 years, the mortgage professionals at OwnersChoice have earned a reputation for attention to detail, timeliness, answers, and the ability to deliver financing that fits your life. It’s the kind of excellence and “personal touch” you’d expect from a home lending partner with deep roots in the credit union movement.

  • Homeowners Advantage
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  • Sunmark Credit Union
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  • Maple Tree Funding
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  • Northeast Funding Services, Inc.
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  • Victory Funding
  • 2296 Route 9, Mechanicville, NY, 12118
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  • NY Bravest Federal Credit Union
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