In 2026, the FHA loan limit in Brutus county of Cayuga, NY is $472,030 for a single-family home. For two-unit homes, the limit is $604,400, for three units it is $730,525, and for four units, $907,900.
The maximum loan amount for conventional loans on a single-family residence is $726,200, for two-unit dwellings it's $929,850, for three units it is $1,123,900, and for those with four units, it’s $1,396,800.
Use our FHA calculator to explore today's best FHA rates and calculate the needed down payment, income requirements, credit score, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates with other loan programs. Review options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, quickly comparing it to suit your specific financial profile.
Refer to the Loan Limits Comparison Table for 2026 in Brutus county of Cayuga, NY. It provides maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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